The truth of the matter is that there’s nothing you can’t accomplish if: 1) You clearly decide what it is that you’re absolutely committed to achieving, 2) You are willing to take massive action, 3) You notice what’s working or not, and 4) You continue to change your approach until you achieve what you want, using whatever life gives you along the way.

The problem is that the managers of the mutual funds make more money when they gather huge piles of assets and charge high fees. The high fees are in direct conflict with the goal of producing high returns. And so what happens over and over again is the profits win and the investor seeking returns loses. There

Asset allocation, where to park your money and how to divide it up, is the single most important skill of a successful investor. And as we will learn from the masters, it’s not that complicated! Low-cost TDFs might be great for the average investor, but you are not average if you are reading this book!

The fastest way to feel connection, a sense of how significant your life is, a deep sense of certainty and variety, and put yourself in a state where you can give to others, is to find a way each day to appreciate more and expect less.

only way to become wealthy, and stay wealthy, is to find a way to do more for others than anyone else is doing in an area that people really value.

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